Financial Planning (Part 2) – Hindi

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This video explains a very important but yet very neglected aspect of financial planning, i.e. retirement planning.

In today’s age, when youngsters are getting high paying jobs and they are hence getting used to a ‘high spending’ type of a lifestyle, there is a fair chance of something as mundane as retirement planning getting ignored. In fact it is happenning quite a bit.

The biggest advantage that a young person has is he or she has time on his/ her side. Most people never realise that the real asset is time. Small amounts of money, but invested for large periods of time can give miraculous returns due to the higher compounding. The earlier one starts investing, the easier it is for that person to accumulate wealth.

Retirement Planning is especially crucial for women because after marriage they may have shift to some other city/ country. It may also happen that they may have to quit their jobs. Under such circumstances, the investments made in the early years, those before marriage, would continue to grow. By the time she turns 45-50, this small amount would have become significantly large, thereby ensuring financial independence at all times.

Now a days there are no pensions in jobs. We all have to manage ourselves for our own post retirement expenses. A combination of old age and poverty is one which we would not wish even for our worst enemies. To prevent ourselves from getting into such a pitiable situation, it is important we understand what needs to be done and start taking right steps from today itself.

Small sums but invested regularly, from early 20s of a person, and continued for two decades can actually allow a person to retire @ 40! This is achievable. Easily achievable. But start @ 20 and stay the course for next 240 months.

So here is a video for all the young boys and girls of India who are also the future of our great country! Wish you all the best in your investment journey (Y) 🙂

This video is presented by Ms. Shivani Dani who has cleared various exams of NISM regarding Financial Planning. She can be contacted on shivani@moneybee.info.

For our online trainings kindly contact Shailesh on 8600043130.

Please share your feedback by writing comments so that we can incorporate those in our next videos.

Thank you for watching (Y)

Comments

Vijay lakhani says:

I want u r email regarding some investment

Hemant Kumar says:

Awesome Video Ma'am….Thanks for this wonderful video…

Nick Bhagat And Farms says:

थैंक आ लोट

Tarini Charan Nayak says:

thanks Shivani madam for such informative video.

Amol Wagh says:

That's very informative. How about we keep 50 lakhs invested in mutual funds in Monthly Income Plan or SWP. And get around 40,000 monthly income (9%), against the 13% interest compounding yearly in Mutual funds. So Our funds keep growing by 3+ lakhs yearly while we withdraw. And yet we beat the inflation with interest coming from a mutual fund. It is a sure high risk in MFs at the age of 60, but we can keep another 50 lakhs or more corpus in traditional debt funds or FDs for added security. Please suggest.

Subhash Chand says:

factual calculation at present scenario. Good fundamental Stock can beat

Prem Aryan says:

Girls like u make us all feel proud

Anamika Kushwaha says:

Thank U so Much ..Its very usefull for me.

sunil shrestha says:

thank you,
you should make more life use videos, mam .

Govind Pawar says:

aasan Hindi bhasha me samjhaya hai.Like it

Sandip Untavale says:

vere vare good madem ji nice

tajuddin ksa says:

madam mujhe bhai financial planning karne ka hai kaise contact karo aapse

Anan Datta says:

Hello mam, how r u…I want to invest in mutual fund, but I don't have knowledge of mutual fund, so please help me to learn about mutual fund

Arvind Thakur says:

Impressive teaching really very nice how I am lucky I am watching your video

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